Own the smartphone you want

Take it home today. Pay monthly with simple EMIs.

About PalmPay

Built For People Going Places

Low down payment

Pay as low as 10% upfront and get your phone today

Easy Installments

Weekly or monthly plans for up to 9 months

Simple criteria

National ID and work information - no long processes

Visit a dealer and get your phone in 20 minutes

Choose your phone

At one of hundreds of PalmPay partner dealers nationwide

Make it yours today

Apply with your national ID and pay a small initial deposit in store

Repay in easy installments

In the PalmPay app via mobile money

Build your credit

With every on-time repayment, you unlock more services when eligible

For dealers: Grow your sales with PalmPay

Offer installment financing without operational burden. We provide the tech, training, and repayment follow-up - you hire the agents; we train and help manage them for sales and customer care.

Financial
inclusion
begins with
phone
ownership

PalmPay is one of the world's leading smartphone EMI companies, selling over 1 million devices per year. We make it easy to get a smartphone on installment in Nigeria, Tanzania, Uganda, Bangladesh and Pakistan - with the PalmPay app pre-installed and ready to go, for repayments and more.

A platform for progress

PalmPay helps millions of individuals and businesses in Africa and Asia access the tools they need to thrive in the digital economy.
From first-time smartphone ownership through device financing, to full digital banking and merchant services, PalmPay provides the on-ramp to financial opportunity.
We help people pay, save, earn, and grow - and give businesses the tools to serve their customers and expand.